While Superior Insurance Services provides commercial insurance across Minnesota and into Wisconsin, we are based in Duluth, MN with a second office in Mora, MN . Since we travel to many of our clients (even on the jobsite) across MN & WI, we view our physical locations more as bases for our agents to work from; in other words, you don’t have to be located close to one of our offices in order to receive outstanding service.
Superior Insurance Services is owned by Lake Superior Agencies of the Port Cities Inc. Our business was founded by Richard “Dick” Laumeyer in 1991; after thirty years of being a successful life insurance general agent, Dick Laumeyer saw a greater need to provide broader coverage to businesses and individuals as an independent agent. Son Chris Laumeyer joined forces with Dick in 2000, having previously worked in the health insurance industry. Chris became president of Lake Superior Agencies in 2005.
Superior Insurance Services now consists of the dedicated experienced team of Chris, Dick and other agents; like us, our agents are committed to our goal as an organization to be relentless in maintaining long term relationships with our clients by providing sound insurance protection at low cost and a very high level of service. We like to think of our clients as part of our extended family; as such, we’ve been blessed by enjoying many relationships with our clients that last for years and we’re rewarded with contributing to and sharing our client’s success.
An Independent Advantage
We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Superior Insurance Services represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.